Let Rechkemmer Appraisal Services, Inc. take care of your appraisal

Thousands of people in Florida purchase, sell or refinance their home each year. Many of these transactions contain a simple line item for an appraisal. The majority of lenders still call in a local expert because the stakes are incredibly high, even though there are a developing number of automated home valuation systems that might appear less expensive than an appraisal. But is obtaining a mortgage the only reason to get an appraisal? Are there other situations when the services of a certified, independent real estate professional could come in handy? You bet there are.


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Let Rechkemmer Appraisal Services, Inc. help you dispute your tax assessment in Lee County

If you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Rechkemmer Appraisal Services, Inc. is your best evidence. We're qualified to assist you in appealing your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that nearly all lenders ask homeowners to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. Seeing that added payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to remove the PMI payments when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Rechkemmer Appraisal Services, Inc. can produce a statement regarding the value of your home. The cost of the appraisal can usually be offset in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Rechkemmer Appraisal Services, Inc.

A divorce is a very traumatic experience for the parties involved, and it is often even more complicated by the hard decision of who maintains the property. It's a good idea to get an appraisal from Rechkemmer Appraisal Services, Inc. so both parties are completely aware of the true market value of their property, regardless of the situation.

The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation with help from Rechkemmer Appraisal Services, Inc.Settling an estate

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. And since a home or other property often makes up an unequal share of the total estate value, knowing the precise value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.

Relocating to or from Lee County

We are familiar with the stress associated with an employee relocation. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive characteristics of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered during our intensive process.

Selling your home quickly at the right price

A professional appraisal can help you make a more informed decision when determining your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't a percentage of the sales price, but rather they are calculated on our efforts to complete the appraisal.

On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.